The EOFY HUB


We’re committed to making the end of financial year (EOFY) as smooth as possible for you. Our EOFY Hub provides the essential information you need to help you prepare, including key processing dates, useful tips, and other important information.

Supporting your EOFY

Tax reports
Non-resident tax
Pension minimums
Pension recalculations
Personal contributions
Term Allocated Pension

Finding a financial adviser

We strongly recommend having a financial adviser linked to your Wrap account.

Find an adviser

They can help you manage your account and achieve your financial goals. If you already have an adviser, we encourage you to link them to your Wrap account if they aren’t already.

EOFY tasks

View all key tasks for June.

Statements and Reporting Schedule

Target dates for key statements and reports.

Statement typeProductTarget date

PAYG payment summaries for pension accounts

Pension

July 2025

IDPS annual statements and audit reports

IDPS

By 31 July 2025

Personal contribution summaries

Super

End of July 2025

Tax reports

IDPS

In tranches from end of July to November 2025

Super and Pension annual statements

Super and Pension

In tranches from late September to December 2025

ATO Annual Investment Income Report (AIIR)

Please refer to the ATO website for more information.

IDPS

31 October to end of December 2025

Important notes

Add as a reminder

You can add a calendar reminder to help you keep track of the cut-off dates for EOFY related tasks.

Wherever possible, use digital methods to action requests or payments

  • Please use email to avoid any possible delays with postal delivery.

Submit paperwork as early as possible and ensure it’s completed correctly before emailing it to us

  • If you submit paperwork before the provided cut-off dates, there’ll be a higher chance that we can work with you to resolve any queries and/or confirm if any outstanding information is required before the final cut-off dates. 

  • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays. 

Remember

During the first two weeks of July, we’ll be calculating FY25/26 pension payments. If you have a term allocated pension, you won’t be able to make changes to it during this time.  

You should check straight after our recalculation that the new pension amount is in line with your expectations, so you can change it before your next payment if necessary.

Wrap tasks

MonthTasks where action may be requiredWho it affects
June

Wrap pension indexation

After the mid-June pension run, you have until Monday 30 June to update your pension settings before the July 2025 pension recalculation. 

Pension clients
July

Wrap pension recalculations

Also known as ‘the pension freeze’, between 1 and 8 July 2025, we recalculate pensions for the new financial year. You won't be able to make changes to your pension or withdraw money from your pension account during this time. 

If you’re getting a pension payment mid-July, you only have 9 July 2025 to review the amount and make changes if required.

Pension clients

Cut-off dates

Our last day of processing for the 2024/25 financial year will be Friday 27 June 2025. Pension recalculations will occur in the first two weeks of July.  

Below are the cut-off dates for all EOFY tasks and requests.

The cut-off time on those dates is 5.00pm (Sydney time). We need to receive all necessary documents and information, including consents or approvals, before the cut-off. Any requests that are still incomplete by the cut-off will be processed on a best-efforts basis.

DateWhat we need from you
Monday 2 June

Amend/create a recurring debit

Monday 2 June

Submit a re-contribution form

Wednesday 4 June to Monday 16 June

Pension applications

Friday 6 June

Contribution amendments

Monday 9 June

Amend/process/update a pension

Thursday 12 June

Transfers (in and out) for internal asset transfers, Equities and Managed Funds

    Thursday 12 June

    Switches, transfers and closures for Separately Managed Accounts

      Monday 16 June

      Close an account

        Monday 16 June

        Action a product switch

        Tuesday 24 June

        Ad hoc direct debit requests

        Tuesday 24 June

        Deposits and contributions (EFT and BPAY)

        Wednesday 25 June

        Manual withdrawals

        Wednesday 25 June

        Contribution splitting

        Thursday 26 June

        Deduction notices

        EOFY tips

        Tips

        How can I avoid processing delays for EOFY?

        Check your available cash

        • Before submitting a withdrawal or rollover request, check your available cash to avoid any processing delays.

        Ensure sufficient cash is available in your pension account

        • This is to make sure pension payments can be made in June, to satisfy any minimum pension requirements for FY24/25. 

        Verify your direct deposit facility

        • To ensure we can receive and process contributions paid by funds transfer, check your direct deposit facility. If you plan to contribute via EFT to your super account, make sure the direct deposit facility is set up with the correct contribution type. You can update the contribution type by calling us at 1800 893 141, from 8am to 5pm (Sydney time), Monday to Friday.  

        Prepare your investment account for tax reporting 

        • If you have an investment account, ensure you've provided the correct cost base information for assets transferred via in-specie transfer, so your account is ready for tax reporting. Incorrect or incomplete cost base information can affect the accuracy of your reports. Confirm you can supply all relevant cost base information for assets transferred into your Wrap account. 

        Submit paperwork as early as possible

        • Submitting your paperwork before the cut-off dates increases the likelihood that we can address any queries and confirm if any additional information is needed before the final deadlines.

        Check that you’ve completed paperwork correctly

        • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays.

        Boost your super with tax deductible contrtibutions

        If you have a Wrap superannuation account and are considering making additional personal contributions, you may find this article helpful.

        Learn more

        This information is issued by Oasis Fund Management Limited (Trustee) (ABN 38 106 045 050, AFSL 274331, RSE L0001755), OnePath Custodians Pty Limited (Trustee) (ABN 12 008 508 496, RSE L0000673, AFSL 238346) and IOOF Investment Services Ltd (Operator) (ABN 80 007 350 405, AFSL 230703). The Trustees and Operator are part of the Insignia Financial Group comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). Neither the Trustees, the Operator, nor any other related or associated company guarantee the repayment of capital, the performance of, or any rate of return of the investment. The investment is subject to investment risks and other risks, including delays in the repayment of principal and loss of income or principal invested. Past performance is not an indication of future performance.

        The information provided is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you must consider the appropriateness of the information, having regard to your needs, financial circumstances and objectives. You must also read the relevant PDS or IDPS Guide, this information and any other current disclosure documents, including the relevant Target Market Determination, which are available by calling Customer Services on 1800 893 141 or emailing Customer Services at service@wrapinvest.com.au before making any investment decision.

        The Wrap Cash Account and Wrap Invest Cash Account are issued by Macquarie Bank Limited (ABN 46 008 583 542 AFSL 237 502).

        The information on this website is current as at the date of publication and may be subject to change. For further information, please contact your financial adviser or Customer Services on 1800 893 141.