Interest rates

Super and Pension accounts

The cash accounts’ investment returns are made up of two amounts:

  • their variable base return; and
  • an amount of surplus Fund income.

The variable base rate is set by Macquarie Bank Limited. The surplus Fund income is the amount of income earned on various operational accounts which are managed by the trustee (e.g. the taxation account, transaction settlement accounts and the management fee rebate and any GST refunds on the management fees of these accounts) and will vary throughout the year.


The total return on the Cash Account is as follows:

Base rate x.xx%
Plus surplus Fund income x.xx%
Total Cash Account x.xx%

Please note: all rates are rounded to 2 decimal points. If the surplus Fund/Operator income is less than 0.005%, the rate has been rounded down to 2 decimal points (0.00%).

If you have any questions regarding this information, please contact us.

This information is provided for the use of licensed financial advisers only. In no circumstances is it to be used by a potential investor for the purposes of making a decision about a financial product or class of products. This advice is not personal advice. This advice has been prepared without taking account of investors' objectives, financial situation or needs.